As the first step of modern natural language processing, text representation encodes discrete texts as continuous embeddings. Pre-trained language models (PLMs) have demonstrated strong ability in text representation and significantly promoted the development of natural language understanding (NLU). However, existing PLMs represent a text solely by its context, which is not enough to support knowledge-intensive NLU tasks. Knowledge is power, and fusing external knowledge explicitly into PLMs can provide knowledgeable text representations. Since previous knowledge-enhanced methods differ in many aspects, making it difficult for us to reproduce previous methods, implement new methods, and transfer between different methods. It is highly desirable to have a unified paradigm to encompass all kinds of methods in one framework. In this paper, we propose CogKTR, a knowledge-enhanced text representation toolkit for natural language understanding. According to our proposed Unified Knowledge-Enhanced Paradigm (UniKEP), CogKTR consists of four key stages, including knowledge acquisition, knowledge representation, knowledge injection, and knowledge application. CogKTR currently supports easy-to-use knowledge acquisition interfaces, multi-source knowledge embeddings, diverse knowledge-enhanced models, and various knowledge-intensive NLU tasks. Our unified, knowledgeable and modular toolkit is publicly available at GitHub, with an online system and a short instruction video.