Can you help me by explaining a few things about the social security direct deposit, please?
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Of course. Are you already receiving benefits?
Yes, I am.
Do you already receive Social Security or SSI benefits and you have a bank account?
Yes, to both.
Then you can sign up for Direct Deposit.
What if I didn't have an account?
In that case you would have to open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.
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And what if I didn't already receive social security and wanted to apply?
Then you should  tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.
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What if I have found a bank account that is right for me?
Then you should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.
