I am currently not receiving Social Security benefits
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you don t get Social Security or SSI benefits yet but are planning to apply?
not
you already have an account?
not
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Yes I am already receiving benefits?
The Direct Express card is a debit card you can use to access your benefits .  And you do n't need a bank account .
What benefits do I have with the Direct Express card program
we deposit your federal benefit payment directly into your card account
If i do n't have an account
you must open an account before you can sign up for Direct Deposit . You should shop around in your area to find an account that has the features you want at a price you can afford
