I have some questions about my social security credits.
Of course. First, you should know that you must earn at least 40 Social Security credits to qualify for Social Security benefits.
But I do earn those credits from working and paying taxes, right?
Yes, you earn Social Security credits when you work and pay Social Security taxes.
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I am 68 years old now, how many credits do I need for my retirement?
If you were born after 1928, you need 40 credits to qualify for retirement.
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I see. Well, what is the number of credits I need for survivor benefits?
The number of credits needed for family members to be eligible for survivors benefits depends on your age when you die. The younger you are, the fewer credits needed.
Are you already receiving retirement or disability benefits?
No, I'm not.
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What should I consider for the duration of my work test?
You need to be aware that your work does not have to fall within a certain period. The table only provides an estimate of how many work credits you need. It does not cover all situations.
