Good afternoon, how are you?. Look, i 'm searching for info about medicare, what can you tell me?
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I'm fine thanks. And sure, no problem. Medicare is our country's health insurance program for people who is age 65 or older, although certain people under that age can qualify for the program too, including those with disability or organ failure.
Do you want to learn more?
Yes, please.
Good, you can then read more in our Medicare publication.
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OK. Look i wanted to sign up for medicare but missed he enrollment last time, where can i get another chance?
Don't worry, you can try again and enroll from January 1 through March 31, After that your coverage will start on July 1.
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And what about something called Special Enrollment Period?
Yeah, that falls in when you have medical insurance coverage under a group health plan. IN that case, you may not need to apply for Medicare part B at age 65, qualifying for SEP instead.
OK, so i understand than this can replace Medicare part B, isn't?
That's correct.
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O.k i'll take that into account. Now, what can you tell me about applying for medicare?
Are you effectively to apply for medicare?
No, no right now, just want to know more.
Are you interested in enroll you in Part B later?
Yeah, i think it is the better to do.
All right. If that so, you may have to pay a late enrollment penalty for as long as you have Part B coverage. That means your Prime will go up 10 percent for each 12 month period you were eligible for Part B, but didn't sign up for it. Unless, of course, you qualify for a special enrollment period.
