How do I get started?
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is anyone in your house deceased?
yes
Ok thank you for that response.  If the deceased was receiving Social Security benefits , [35] you must return the benefit received for the month of death and any later months
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Can I get a lump sum
 the surviving spouse can still receive the lump - sum if , during the month the worker died
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What if I already receive benefits as a spouse?
So you receive benefits?
no I dont
Are you of retirement age?
yes
You can apply for retirement or survivors benefits now and switch to the other higher benefit at a later date
