What happens when I retire earlier than 65 years of age?
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You can retire at any time before the age of 62 and full retirement age.
Do you want to start your benefits early at the age of 62?
No, I would not like to start benefits early at age 62.
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What are the pros and cons of taking benefits early?
The advantages of taking benefits early are that you collect them for longer period of time.  The disadvantages is your benefits will be reduced.
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What ages are benefits available?
No matter what your full retirement age or normal retirement age is you may start receiving benefits as early as age 62 or as late as age 70.
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How do I find out what the reduction amount are when taking early retirement benefits?
The chart below lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of $1,000 at full retirement age.  Just select your year of birth to find out how much your benefit would be reduced if you took early retirement.
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What is full retirement age?
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits.
