can you help with me with Social Security and what my date of birth means in regard to benefits?
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Do you want to know more about benefits by year of birth?
yes i do, about full retirement and that stuff
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits .
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I also need to know if it helps to delay benefits, if you can help me with that?
If you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. There are other things to consider when making the correct decision about your retirement benefits, so it is best to contact Social Security before you decide when to retire .
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but how will it be if I start benefits early?
your benefits will be reduced a fraction of a percent for each month before your full retirement age .
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what is full retirement age then?
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits .
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but I can retire early whenever I want ?
You can retire at any time between age 62 and full retirement age .  However ,your benefits are reduced a fraction of a percent for each month before your full retirement age
