Tell me about the retirement benefits.
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There's the benefits by year of birth. Do you want to know about it?
Yes
this alludes to the full retirement age, that it's the age at which a person may start to receive full or unreduced retirement benefits.
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What are the pros and cons of getting the benefits at full retirement age or at age 62?
the advantage of taking your benefits before full retirement age is that you collect benefits for a longer period of time, the disadvantage is that your benefit is reduced.
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Is there a way that I can know what would be the reduced amount I'd receive if I retire early?
yes, there's a chart that lists age 62 reduction amounts and includes examples based on an estimated monthly benefit of 1000$. You can select your age on the chart to see how much your benefit will be reduced if you retire before full retirement age.
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What's the earliest age I can start receiving retirement benefits?
that would be at age 62.
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How does the reduction of benefits work if I retire early?
If you retire early, your benefits are reduced by a fraction of a percent for each month before your full retirement age.
