Could you give me more information regarding debt forgiveness of federal student loans as a result of a school misleading a student or being engaged in misconduct?
The type of debt forgiveness that you are speaking of is called borrower defense to repayment, which is also shortened to borrower defense. We have more sections on the website dedicated to this particular subject
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Have you a section on your website dedicated to common questions and answers surrounding forbearance/stopped collections status?
When you apply for borrower defense, all the federal student loans you have are placed into forbearance. Any debt collections that you have on any federal student loans in default are also stopped, pending a full review. Interest does continue to accrue however on your federal student loans
What happens in relation to forbearance/stopped collections of my application for borrower defense is denied or partially denied?
Yes, I have just found out the result of my application
In this instance, the interest that accumulated on your loans is added to the outstanding balance of your loans when you entered forbearance/stopped collections. This does mean that the amount you pay in the future could be higher than you initially thought
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What happens in the situation that I filed an application for borrower defense outside of the applicable limitation period, or indeed, if my loan payments re less than the amount owed after my discharge is applied?
In this case, you will not be eligible for a refund of payments, as you loan servicer will not apply any previous payments made on the discharged loan or return any made payments to you
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What does it mean to be granted a partial discharge on my federal student loan?
Any amount of your loan that is not discharged will need to be repaid by you, including any interest that has accrued. Any forbearance or stopped collections that you may have had on other borrowings will finish once you have been granted a partial discharge
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Are there any additional documents that I can submit as part of my application for borrower defense?
There are additional document that may be submitted, all of which are listed on the website under the relevant section
