I want to find the best repayment plan for my school loan
Do you want affordable payments?
that would be great
Repayment plans can be based on your income to make them more affordable
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Can you combine my loans so I get a better payment plan?
You can consolidate them into a single Direct Consolidation Loan. This may simplify repayment if you are currently making separate loan payments to different loan holders or servicers.
do I just make one payment or two payments to one place?
You will only have one monthly payment to make if you consolidate them into a single Direct Consolidation Loan
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so I can do this for my Perkins loan?
Perkins Loan repayment plan options are not the same as those for Direct Loan Program or FFEL Program loans. You can contact your school for more information on Perkins Loan repayment plans.
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do you have a chart that shows what payments will be like for whatever I choose?
You can use the Loan Simulator to get a look at which plans you may be eligible for and see what your payments will look like
