Do student loan deferments allow me to temporarily stop making payments?
Yes, student loan deferment could help you temporarily stop making payments  and sometimes is the best solution; but it does not help in making progress in paying back your loan.
Are there any other alternatives to consider?
Actually yes, there is an income-driven repayment plan that you should consider.
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Why is an income-driven repayment plan better at getting relief?
It is a better option because income-driven repayment plans base your monthly payment on your income and family size and your payment could be zero a month.
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If I am in the military or have been in the military could I get a deferment?
Do you believe you are eligible for the military deferment?
Yes, I believe I am.
Are you on active duty military service ?
Yes, I am.
Then you may be eligible for the Military service deferment.
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What if I don't pay the interest on my loan and allow it to capitalize?
It will actually make your total amount you repay higher and unpaid interest is only capitalized on Direct Loans and FFEL loans.
