Hello, can you explain what I have to do if I don't have a liability insurance?
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Do you NOT have insurance, or is it just about to expire and you don t plan to replace it?
Yes, I don't have insurance currently.
In that case you need to surrender your vehicle plates to the DMV immediately.
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The other day I also got a letter in the mail saying that my insurance lapsed. I have insurance, so what should I do in that situation?
Simply follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
What if I don't have insurance after all?
In that case you need to surrender your vehicle registration and plates to the DMV immediately.
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Hold on. My wife just showed me another letter, in it they write that my license is suspended. What should I do now?
The letter means your insurance company notified the DMV that your insurance coverage ended, and that no other company notified the DMV about new coverage.
But what if I do have insurance?
Then you should follow the instructions in the letter and contact your company or agent about the problem. Ask your company to file a notice of coverage with the DMV electronically.
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All that trouble, even though I am insured. But no can do. Any pointers on what I shouldn't do in my situation?
Do not use your vehicle if your insurance coverage is cancelled, even if you think it is a mistake and keep the plates while you resolve a problem with your insurance company.
