Good afternoon. Need some information about avoiding an insurance lapse.
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For that, you need to keep the address for your vehicle registration and driver license current with the DMV. Plus, you also need to keep liability coverage from a company with license by NYS Department of Financial Services and authorized by the NYS DMV.
O.k, thanks. Now, what can you tell me if I happen to not count with a valid auto liability insurance coverage for my vehicle?
If you have that situation, you must inmediately surrender your registration and vehicle plates.
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Umm, that's rough, but i guess is your procedure. Say, someone else can register my vehicle if my registration is suspended, right?
Absolutely not. If your intention is to avoid the imposed suspension, the DMV will found that out and will not issue a new registration.
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What can i do then, in case that happens?
Is your registration still valid?
No, it already expired.
Don't mind me on that last thing. What could happen if i'm already suspended?
Then, as said before in other questions, you must surrender your plates to the DMV or pay the optional civil penalty for the entire length of the lapse. Of course, that last thing is in case you are eligible for that.
