What are delayed retirement credits?
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Do you get retirement benefits?
yes
Social Security retirement benefits are increased by a certain percentage depending on date of birth if you delay your retirement beyond full retirement age
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What if you did not sign up for medicare?
 If you do not sign up , [13]
what if I do not sign up
 in some circumstances your Medicare coverage may be delayed and cost more
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where can I get more information?
refer to #20, #21
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what if i decide to delay my retirement?
 be sure to sign up for just Medicare at age 65
