what is a benefits planner?
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do you want to apply for medicare?
yeah
 Are you are within three months of age 65 or older and not ready to start your monthly Social Security benefits yet?
thank you
ok great! noproblem.
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please explain Lifetime Benefits We Can Pay On Your Record
You can start your retirement benefit at any point from age 62 up until age 70 .
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ho do i apply for medicare?
 you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits
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when can I start a retirement benfit?
You can start your retirement benefit at any point from age 62 up until age 70 .
If your full retirement age is 66 and you decideto start your retirement benefits at age 65
ok great, anymore questions?
