You can help me with benefits for retirement at my age
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Would you like to know about retirement benefits according to your age?
yes, because I am not at the age when others say you should fully retire whatever that is
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits .
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now I know, can you tell me what is different if I start benefits early?
your benefits are reduced a fraction of a percent for each month before your full retirement age .
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and what if I start later than I should start?
if you delay your benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit. but there may be other things to consider when making your decision about your retirement benefits
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so early I get less, late I may get more and at the time everyone retires or whatever it's called I get average or something like that, right?
Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits .
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so how much do I lose if I start early? can you give me a real number?
your benefits are reduced a fraction of a percent for each month before your full retirement age, those numbers depend on other factors so I can't give you a "real number" at the moment.
