You can help me by telling me how to suspend my student loan payments. I can't pay them at the moment.
Of course. We'll help you stay on the path to successful repayment of your federal student loan.
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Can I change my income-driven repayment plan somehow?
Did you have an increase in family size or a decrease in income?
No, nothing of that has changed. Just my expenses.
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Does your website have any information about forbearance?
Yes, you can learn more about deferment and forbearance on our website.
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What if I recently had a decrease in income?
In that case you can apply to have your current IDR plan recalculated. You don't have to wait until your annual recertification is due.
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Well, that's good to know. Can I get some temporary relief, too?
Of course. A deferment or forbearance allows you to temporarily stop making your federal student loan payments or temporarily reduce your monthly payment amount. This may help you avoid default.
