I need help understanding how the student loan repayment process works.
The student loan repayment process can be overwhelming. I'll be happy to help you understand how to manage and repay your student loans.
Have you taken a look at the checklist on our site?
No, I haven't seen it.
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Should I create an online account with my loan servicer?
Yes, and it's very important the make sure that your contact information is correct.
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How can I figure out what the best repayment plan option is for me?
The checklist will guide you through this. It will also provide you with information about making payments.
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Who handles the billing and services for my federal student loans?
Your loan servicer is responsible for this. In most cases, you will have one loan servicer for al of your federal student loans, but it is possible that you could have more than one.
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When do you begin paying on most loans?
For the majority of loans, you'll have between six to nine months for Federal Perkins Loans after you graduate, leave school, or drop below half-time enrollment before you begin repaying your loans.
