I'd like to know which steps to do next.
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Consider this: even if you do not qualify for benefits on someone else's record, some of your family members may qualify for benefits on your record.
Are you married?
No, I've never been married and I don't have any children.
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How can I apply?
You can apply online for example. Use our Social Security Retirement/Medicare Benefit Application to apply for retirement, spouse's, divorced spouse's or Medicare benefits .
What if I live outside the U.S.?
If you do not live in the U.S. or one of its territories you can also do this by contacting the nearest U.S. Social Security office , U.S. Embassy or consulate.
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How much will I receive if I go into retirement earlier?
Between age 62 and your full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.
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I see. Can I get benefits for my spouse?
Yes, you may. If you are divorced, you may still be able to get benefits on your ex - spouse's record.
