Hello, what can you tell me about teacher loan forgiveness?
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If you are performing teaching service that would qualify you for teacher loan forgiveness.
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Great. What is the duration of mandatory forbearances?
Mandatory forbearances may be granted for no more than 12 months at a time.
Are you continuing to meet the eligibility requirements for the forbearance when your current forbearance period expires?
Yes, probably.
Then you may request another mandatory forbearance.
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And how do I request such a forbearance?
Most types of forbearance are not automatic you need to submit a request to your student loan servicer, often using a form. For some types of forbearance, you must provide your student loan servicer with documentation to show that you meet the eligibility requirements for the forbearance you are requesting.
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What if I stopped paying when my forbearance is not approved?
Then your loan will become delinquent and you may go into default.
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Are there any alternatives to this?
Yes, you may consider income-driven repayment.
