I just got contacted by someone offering me to get my federal student loan out of default and his asking for some fees.
================
 If it's not the Default Resolution Group then you should walk away.
Was it a company that contacted you asking for fees?
It wasn't.
Do you need to know more about this?
Not right now.
================
But I want to know about wage garnishing.
For that matter, you should contact your loan holder.
Ok, but do you have any tips on how to avoid the garnishment of 15% of my disposable pay?
You can negotiate repayment terms acceptable to ED or the private collection agent and ensure that ED receives the first payment no later than 30 days from the day the garnishment notice was sent.
================
cool. Can you tell me more about what should I do if I'm contacted by anyone that's not the Default Resolution Group about fees for getting my student loan out of default?
Sure. You can read our blog post "Don't Be Fooled: You Never Have to Pay for Student Loan Help". You can find very useful information in that post.
