What loan types are available for deferment?
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The loans available for deferment are Direct Loan, FFEL Program Loan, and Perkins Loan Borrowers.
Did you receive a Perkins Loan?
Yes, I currently have a Perkins Loan.
Then you may be eligible for a deferment while you are working toward a cancellation on your Perkins Loan.
What if I no longer meet the deferment eligibility requirements?
You actually can receive a six month post deferment grace period.
What will happen if my deferment is not approved and I stop paying?
Your loan will be considered delinquent and will probably go into default.
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What should I do if I can't make a payment for my student loan?
It is in your best interest to call your student loan service immediately when you are having trouble making your payment.
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What happens with an In-School deferment?
In-school deferments are generally automatic so you really do not have to complete a request for it.
