Can you tell me more about the Benefits Planner for my retirement?
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Gladly. Would you like to know what Government Pension Offset (GPO) is?
Yeah, that's exactly what I wanted to know!
Great. Could you tell me if you are going to receive a pension for work not covered by Social Security?
Yes, I believe I do.
Then you should know that any Social Security benefits you may be eligible to receive on your spouse's record may be reduced. This type of benefit reduction is called GPO.
Oh, where can I get more information about that?
For more information, please read the "When won't my Social Security benefits be reduced ?" section of our " Government Pension Offset " factsheet.
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Will this also affect my benefits as a spouse somehow?
Yes, this will also affect your benefits as a spouse, widow, or widower.
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Do I get just as much benefits as a spouse?
No, your benefit amount as a spouse will be reduced. The reduction will vary based on your date of birth. The maximum reduction for benefits starting at age 62 is 30 percent for someone born in 1946.
