Hello. I want to ask some things about retirement benefits.
================
Well, there is the GPO option, is that what you're looking for?
Yes, that's the one i need info about.
Good, Are you going to receive a pension for a work not covered by Social Security then?
Yeah, i will.
Very well. Then, if you're going to receive that pension, under GPO the benefits you may be eligible to receive from your spouse record may get to be reduced.
================
I see. Can you tell me if that applies equally in case i retire before full retirement age?
That would be correct. If you happen to retire before full age of retirement, then your benefit amount as a spouse get reduced. Of course, it has to do with your age, and in that regard, maximum reduction can hit 30 percent, at age of 62.
Umm seems a little complicated. What can i do if i need more information?
You can call to any of our free toll numbers or yo can contact your nearest Social Security ofiice, for more information.
================
Ok, i'll do that. Now, what can i do if in any case, i don't have access to my spouse estimates or records?
As with the question before this, you better call to our toll free numbers or go to your nearest SS office.
================
Ok last question. Is there anything that could affect my benefits as spouse?
Well, if you has a bigger benefit based on your spouse earnings, that will have an effect on your benefits as spouse.
