Hi there. Need some info about the retirement thing, please.
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Sure. Do you mean a Government Pension Offset?
Yeah, yeah, that's the one.
Perfect.That GPO refers to a pension that you'll receive for your work but is not covered by Social Security, that would be in the case of government employment. Is that your case?
Yeah, that's me.
Right. In that case, you must know that any SS benefits you may be eligible to receive on your spouse's record may be reduced.
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Um, ok, didn't know that. Well, i'll deal with that. In any case, can you tell me what happens if i'm eligible for benefits and i happens to know my spouse's estimate?
A moment. IN that case, you'll need to find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age.
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I see. i'll get to it asap. Say, is there a way to get a more precise estimate about the pension i could receive?
Sure. If you want to know a more precise estimate, do as follow: Find and enter the estimated gross monthly amount you'll receive and not covered by Social Security. Then enter it on calculator. Be aware you must use your most recent estimate to determine your future benefit.
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Wow, that's a lot information to handle. It is possible for me to get more personalized help?. I was wandering about retirement before full age, for example.
No problem. Just look for our toll free numbers to get more help or contact your local SS office.
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All right, i'll keep that on mind. Well, a last question, then. If i go under the GPO, what i need to estimate future benefits?
You'll need only two things: The estimated gross monthly amount of your pension from your job not covered by Social Security, plus the estimated amount of your Social Security benefit as spouse, widow or widower. That would be before the effect of GPO.
