I'm looking for information regarding benefits planning, can you help me?
Are you planning for your own future?
Yes I am
You need to think about what your family would do if you died now. Social Security can help your family, provided you have earned enough Social Security credits through your work
What are Social Security credits?
They are credits earned through your work and when you pay Social Security
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What happens if the amount of spouse's benefit on my record is more than the widow's or widower's benefit on my Social Security record?
Is that's the case, they'll receive a combination of benefits which will total the higher amount in this instance
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What happens if I don't have enough credits built up, do my children or spouse receive anything?
Your children and spouse can get benefits if you have credits built up for one and one-half years of work 6 credits in the three years just before your death
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What if my surviving divorced spouse remarries?
They will continue to receive benefits on your Social Security record
What if my surviving spouse will be in receipt of a non-Social Security pension in the future, are their benefits going to be affected?
In this case, their benefits as a survivor may be affected, depending on what they will receive
