There are some things about my social security benefits I would like to know.
Of course. Do you already receive Social Security or SSI benefits and do you have a bank account?
Yes, to both.
In that case you can sign up for Direct Deposit.
What if I want to open a bank account for direct deposit and I have decided on an account that is right for me?
Then you should let the representative at the financial institution know that you are interested in signing up to receive your benefits by Direct Deposit.
What if I don't have a bank account at all?
Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.
I see. And what is this direct express card I've read about?
The Direct Express card is a debit card you can use to access your benefits. And you don't need a bank account. We deposit your federal benefit payment directly into your card account.
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What if I don't receive any benefits yet?
If you're planning to apply, tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.
