If I am not ready to retire, can I still apply?
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You can apply online for Medicare even if you are not ready to retire
Do I need to enroll in part a and B?
You should sign up for Medicare three months before reaching age 65 , even if you are not ready to start receiving retirement benefits
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why should I apply online
Using the online Medicare application has a number of benefits
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are there other options?
 You can also apply :   By phone - Call us at 1 - 800 - 772 - 1213 from 7 a.m. to 7 p.m. Monday through Friday . If you are deaf or hard of hearing , [108] you can call us at TTY 1 - 800 - 325 - 0778
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is there an enrollment period
Do you have  a group health insurance?
yes
You may qualify for a " Special Enrollment Period " SEP that will let you sign up for Part B during
