Hello there. The other day I was thinking in the future, and was asking about possible benefits my spouse could get, like survivor. Could you help me there?
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Well, she can get those benefits earning credits, up to four each year. Those are credited for each $1,360 of wages or self-employment income.
I see. Ad how much she would have to earn to get those four credits?
She would have to earn $5,440 to be credited with those four credits. That should repeat each year.
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O.k, got it, thanks for that. I heard other family members could be eligible for this kind of benefits, could you tell me which ones?
Do you have a stepchild, grandchild, step grandchild or adopted child?
Yes, I have a grandchild.
Do you have any of your parents still alive?
No, they're not.
Obviously, those can't get any benefit, as you may already guessed.
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Yeah, I know, don't worry. Going back to my spouse's credits. How many credit will need to get the benefits?
That would depend on worker's age when it dies. For social Security benefits, it won't be necessary more than 40 credits or 10 years of work to be eligible.
