Can I retire earlier than full retirement age?
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Yes, you can retire at any time between age 62 and full retirement age.
Do you plan on starting benefits early?
Yes I want to start benefits when I turn the age of 62.
If you retire at age 62 then your benefits are reduced a fraction of a percent ofr each month before full retirement age.
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What will happen with my benefits if I delay them after full retirement age?
You may be eligible for delayed retirement credits that increase your monthly benefit.  Also, there are other things to consider to make this decision.
What are some of the pros and cons of when to receive benefits?
The pro to taking your benefits before full retirement age is that you will collect them longer period of time.  The con is your benefit will be reduced.
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What is the time frame of receiving benefits?
No matter what your full retirement age is you may start receiving benefits as early as age 62 or as late as age 70.
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Is there a chart that I can see how benefits will be affected at age 62?
Yes, the chart will show age 62 reduction amounts and includes examples based on estimated monthly benefit of $1000 at full retirement age.  Just select your year of birth to find out how much your benefit will be reduced if you retire between age 62 and full retirement age.
