Can you help me with the benefits planner for retirement?
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Yes, do you know benefits are based on your year of birth?
No, I was not sure if benefits were based by year of birth.
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Do you plan on retiring early?
I don't think I will retire early.
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So you plan to retire at full retirement age and not age 62?
I don't know for sure yet if I plan to retire at full retirement age or age 62 yet.
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Would you like to know about the pros and cons of when you take retirement?
I would not like to know the pros and cons at this moment.
Could I be eligible for delayed retirement credits?
Yes, you may be eligible to receive delayed retirement credits that would increase your monthly benefits and there are other things to consider.
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What does full retirement age by birth mean?
Full retirement age is the age at which a person may first become entitled to full or unreduced retiremenet benefits.
