I am delinquent on a loan do I really have to pay?
Loans must be repaid
Have you missed a payment?
I have missed a few
You need to talk to the organization that handles billing and other services for your loan to avoid defaulting on your loan.
who do I contact for the Perkins loan?
You can contact the school where you received the loan
and for the direct loan too?
Get in touch with the loan servicer
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will delinquency give me a poor credit rating?
Yes, and if you have a poor credit rating it can be difficult to obtain credit cards or loans.
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If I default who should I call to work it out?
You can contact the organization that notified you of the default
