Hi good morning, I'm having some insurance lapsing, Can you help me on that?
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No problem. In first place, remember you must have insurance or else you can get into trouble with your plates. Besides, you must keep the address for your vehicle registration and driver license current with the DMV, plus have liability coverage from a company licensed by NYS Department of Financial Services and authorized by the NYS DMV.
Do you have or not, a valid auto liability insurance coverage for your vehicle?
No, i don't have one.
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O.k, i'll wait but meanwhile, Can you tell me what could happen if by any chance i get involved in an accident while i'm not covered?
I hope you don't get that situation, but if you do, you'll get your driver license and vehicle registration revoked for at least one year. so you better watch out on that..
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I'll do my best to not get into that, i can assure you. hey, by the way, If i can't do my vehicle's registration because this insurance problem, can anyone else do the reg?
I sincerely hope you can. Regarding your question, sorry but that answer is no. DMV won't issue a new registration if some kind of attempt for avoiding suspensions is detected.
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And there is no chance to remove that suspension?
Well, there's a possibility, but only if you're eligible. If that's the case, you can just pay the optional civil penalty for the entire length of the lapse suspended.
And if i get suspended?
You must then take some action.
