What would happen if my TPD discharge request would be denied?
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If it is determined that you don't qualify for a TPD discharge, Nelnet will notify you of the reason for the denial of your application.
I have not been denied, but would like to know what would happen if I could not qualify for a TPD discharge.
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If my loan would be discharged due to TPD, would I have to pay taxes on the discharged loan amount?
If you have showed that you are totally and permanently disabled based on documentation from the SSA or a doctor's certification meaning that you are subject to a three-year postdischarge monitoring period, you are considered to have received the discharge for federal tax purposes a the end of the postdischarge period and that is the federal tax period that you would have to use.
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How should I let Nelnet know that I want to apply and request a TPD discharge?
You do that by phone or by e-mail.
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What does Nelnet notify me of after I am declared disabled?
Nelnet will notify you that you will be subject to a three-year posdischarge monitoring period that begins on the date the discharge is approved, and that your obligation to repay your loans or complete your TEACH Grant service obligation will be reinstated if you don't meet certain requirements at any time during this monitoring period.
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What does qualifying for a discharge relieve me of?
A TPD discharge relieves you from having to repay a William D. Ford Federal Direct Loan Direct Program loan, a Federal Family Education Loan FFEL Program loan, and/or a Federal Perkins Loan or to complete a TEACH Grant service obligation.
