Hi, I have come on hard times and am battling to pay my student loan. Is there a way I could lower my payments for a time?
Yes there is a way  you can make lower payment, we will help you successfully repay your loan.
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If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?
Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.
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I have an Income-Driven Repayment Plan but my income has decreased again what can I do?
If you income has dropped again you can recertify to have your new income taken into account.
Do I have to recertify every year for my Income-Driven Repayment Plan?
Yes it is important that you recertify every year.
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I have lost my part time job as a result of COVID-19 and am unable to make my payments on my student loan. Can I get help with this?
Am I correct then in assuming that you will not be able to make any sort of payment on your loan?
Yes that is correct.
As a result of the COVID-19 national emergency all federal student loan borrowers are automatically being place in an administrative forbearance, which allows students to temporarily stop making their monthly loan payments. This suspension of payments will be from March 13, 2020 through September 30, 2020.
