Hi there. I have a federal student loan but I'm kinda confused about the repayment process, I would like some help with it.
Sure, don't let the repayment process overwhelm you. We can help you to solve some doubts you may have.
Have you seen the steps on the check list?
No, I have not. Not yet at least.
Great. But this is a free of charge process? Or I have to pay some extra for your advises?
It's free. Remember that you will never have to pay for help with your student loans.
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Alright. I heard from some of my friends that my loan can be forgiven if I consolidate it, is that true?
Yes, if you consolidate your loan you can increase your chances of qualifying for an affordable repayment plan or a loan forgiveness. But you need to see if this is your best option.
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And what kind of things helps me in this case?
Some things that can help you is, if you can afford it, start making some loan payments while you still are in school.
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I see, normally the payments are done after I leave the school, right?
That's right, after you graduate, drop school, or leave, you will have six months to start your payments of your loan.
