Which benefits will I receive first, retirement benefits or benefits as a spouse?
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We will always pay your own benefits first, do you qualify for both?
Yes, I qualify for both kinds of benefits.
Then yes, in that case you would get your benefits first before you receive spousal benefits.
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Will my spousal benefits decrease my spouse's retirement benefit?
No, it will not decrease your spouse's retirement benefits.
When can I choose to receive only the benefit and delay receiving retirement benefits?
You can make that choice if you were born before January 2nd, 1954 and have already reached full retirement age.
Will my benefits ever be reduced?
If you are between age 62 and your full retirement age, the benefits amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.
Where can my spouse, who is at full retirement age, apply for spousal benefits only?
They can apply online by using the retirement application or by contacting us to schedule an appointment.
