I need help with planning my retirement benefits.
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Would you like to learn about other things you might have to consider?
Yes, that would be great.
Are you perhaps wondering what the best age is to start your benefits?
Exactly. This is one of the things I've been wondering about.
So what is the best age to start my benefits? When should I apply for them?
Well, there is no "best age" for everyone and when to apply remains your choice. The best is to make an informed decision based on your individual and family circumstances.
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What if I forget signing up for Medicare in time?
Then your Medicare coverage may be delayed and cost you more. On page 12 of your Medicare booklet you can find out what may happen if you delay.
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What happens after I reach my full retirement age?
After you reach full retirement age, we recalculate your benefit amount to give you credit for any months in which you did not receive a benefit because of your earnings.
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What if my birthday is after 1954?
If your birthday is after January 2, 1954, the option to take only one benefit at full retirement age unfortunately no longer exists.
