Can you help me with calculating my spouse's benefits?
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Of course. First, find the estimated amount of the retirement benefit your spouse would be eligible to receive at full retirement age.
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Will it also affect my benefits as a widow?
Yes, it will affect your benefits as well.
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What happens if I retire before full retirement age?
Should you retire before full retirement age, your benefit amount as a spouse will be reduced. This reduction will vary based on your date of birth. The maximum reduction for benefits starting at age 62 is 30 percent for someone born in 1946.
Do you require more information about this?
Yes, where I can I find more information?
For more information, please call our toll free number at 1-800-772-1213. If you are deaf or hard of hearing , call our TTY number at 1-800-325-0778 or contact your local Social Security office.
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Am I eligible for a Social Security retirement benefit based on my own earnings?
Are you eligible for a higher benefit based on your spouse's earnings?
No, I'm sorry. I don't think I am.
