Hello, can you tell me about the maximum family amount please?
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Of course. Each family member may be eligible for a monthly benefit of up to 50 percent of your disability benefit amount. However, there is a limit to the amount we can pay your family.
Is the sum of the benefits payable on your account greater than the family limit?
No, it isn't.
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So, what about benefits if my spouse collects a higher Social Security benefit than me?
In that case the spouse benefit amount will be permanently reduced by a percentage based on the number of months until his or her full retirement age.
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Oh, so if she also works under Social Security that has an effect on the benefit as well?
Yes, that is correct. His or her Social Security benefit on your record may be affected.
I see. And if she didn't work under Social Security that would not be an issue, right?
Yes, that is correct.
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And when would benefits be payable for my spouse?
Benefits are payable for your spouse at age 62 or older.
