If the insured person revokes the appointment of the lawyer and appointsanother lawyer during the same level of judgment, ARAG pays the costs ofonly one lawyer chosen bythe insured. If the revocation takes place at the end of a level of judgment, ARAG willalso reimburse the costs of the lawyer in charge of the new level ofjudgment. If the lawyer in charge waives, ARAG reimburses both the costs of the firstlawyer incaricand the expenses of the new lawyer appointed, if the waiver isnot due to an objective assessment of bad faith or gross negligence on thepart of the insured. The insured cannot reach agreements with lawyers and experts on the fees duewithout having the consent of ARAG. Upon settlement of the dispute, ARAG reimburses the insured for the costsincurred within the limits of the Ceiling if these costs cannot be recoveredby the other party. If the insured and ARAG do not agree on the interpretation of the policyand/or the management of the claim, they may mutually entrust the decisionto an arbitrator who decides in equity. If they do not agree on thearbitrator, the decision rests with the President of the court withterritorial jurisdiction over the dispute. The costs of the arbitration are apportioned as follows: if the arbitration is favorable to ARAG they are 50% shared between eachof the two parties; if the arbitration is totally favorable to the insured, ARAG pays them. The insured is entitled to the compensation obtained and the sumsrecovered or paid by the counterparty as principal and interest; a Post Office Ensures o a ARAG are due the Fees the Skills e the expenseSettled in seat Judicial or agreed by settlement and/or extrajudicially,already Incurred. Poste Assicura protects the insured and his family unit from the compensationhe must pay for thirdparties that have as a consequence: death or bodily injury to dead persons, or bodily injury to other animals, damage to Things. Poste Assicura pays the costs for judicial and extrajudicial assistance, bothcivil and criminal, to protect the rights of the insured for factsconcerning the ownership or custody of homeless animals. For the management of Legal Protection claims, Poste Assicura uses ARAG SE(General Representation and Management for Italy), hereinafter referred toas ARAG. Legal protection applies to: claims for non-contractual compensation for damages suffered by theinsured person's pets as a result of unlawful acts committed by others, for the defence in criminal proceedings for culpable offences and/orfines of insured persons linkedto the ownership or custody of pets. The following costs are covered: the intervention of the lawyer in charge of managing the claim even whenthe dispute is to be dealt with through the involvement of the mediatoror assisted negotiation; the counterparty lawyer in the event of conviction of the insured ortransaction authorized by ARAG the intervention of the court-appointedtechnical consultant, the technical consultant of the party and expertsprovided they are chosen in agreement with ARAG; court costs in criminal proceedings; the costs of justice in favour of the Treasury in criminal proceedings; the unified contribution for the costs of judicial documents (D.P.R.30/05/2002 No. 115 and subsequent amendments); if not repeated by the opposing partyand if it were to lose theregistration of judicial documents; investigations to search for evidence in defense; the establishment of a civil party in criminal proceedings against theopposing party; the domiciliation of the lawyer if necessary, excluding duplication offees and travel allowances the compensation due to the mediation bodyset up by a body governed by public law, or by a private body within thelimits laid down in the scale of fees for mediation bodies constitutedby bodies governed by law public. If mediation is mandatory, these costsare borne by Poste Assicura.