We present an approach for online handling of Out-of-Vocabulary (OOV) terms in Urdu-English MT. Since Urdu is morphologically richer than English, we expect a large portion of the OOV terms to be Urdu morphological variations that are irrelevant to English. We describe an approach to automatically learn English-irrelevant (target-irrelevant) Urdu (source) morphological variation rules from standard phrase tables. These rules are learned in an unsupervised (or lightly supervised) manner by exploiting redundancy in Urdu and collocation with English translations. We use these rules to hypothesize in-vocabulary alternatives to the OOV terms. Our results show that we reduce the OOV rate from a standard baseline average of 2.6% to an average of 0.3% (or 89% relative decrease). We also increase the BLEU score by 0.45 (absolute) and 2.8% (relative) on a standard test set. A manual error analysis shows that 28% of handled OOV cases produce acceptable translations in context.