Multimodal document retrieval aims to retrieve query-relevant components from documents composed of textual, tabular, and visual elements. An effective multimodal retriever needs to handle two main challenges: (1) mitigate the effect of irrelevant contents caused by fixed, single-granular retrieval units, and (2) support multihop reasoning by effectively capturing semantic relationships among components within and across documents. To address these challenges, we propose LILaC, a multimodal retrieval framework featuring two core innovations. First, we introduce a layered component graph, explicitly representing multimodal information at two layers—each representing coarse and fine granularity—facilitating efficient yet precise reasoning. Second, we develop a late-interaction-based subgraph retrieval method, an edge-based approach that initially identifies coarse-grained nodes for efficient candidate generation, then performs fine-grained reasoning via late interaction. Extensive experiments demonstrate that LILaC achieves state-of-the-art retrieval performance on all five benchmarks, notably without additional fine-tuning. We make the artifacts publicly available at github.com/joohyung00/lilac.