Multi-step multimodal reasoning tasks pose significant challenges for multimodal large language models (MLLMs), and finding effective ways to enhance their performance in such scenarios remains an unresolved issue. In this paper, we propose AR-MCTS, a universal framework designed to progressively improve the reasoning capabilities of MLLMs through Active Retrieval (AR) and Monte Carlo Tree Search (MCTS). AR-MCTS follows the MCTS algorithm and heuristically integrates an active retrieval mechanism during the expansion stage to automatically acquire high-quality step-wise reasoning annotations. Moreover, we further introduce curriculum training objectives to progressively align with a process reward model, ultimately achieving process-level multimodal reasoning verification. Experimental results across three complex multimodal reasoning benchmarks confirm the effectiveness of AR-MCTS. Further analysis demonstrates that it can optimize sampling diversity and accuracy, yielding reliable multimodal reasoning.