Survey papers play a critical role in scientific communication by consolidating progress across a field. Recent advances in Large Language Models (LLMs) offer a promising solution by automating key steps in the survey-generation pipeline, such as retrieval, structuring, and summarization. However, existing LLM-based approaches often struggle with maintaining coherence across long, multi-section surveys and providing comprehensive citation coverage. To address these limitations, we introduce SurveyGen-I, an automatic survey generation framework that combines coarse-to-fine retrieval, adaptive planning, and memory-guided generation. SurveyGen-I performs survey-level retrieval to construct the initial outline and writing plan, then dynamically refines both during generation through a memory mechanism that stores previously written content and terminology, ensuring coherence across subsections. When the system detects insufficient context, it triggers fine-grained subsection-level retrieval. During generation, SurveyGen-I leverages this memory mechanism to maintain coherence across subsections. Experiments across six scientific domains demonstrate that SurveyGen-I consistently outperforms previous works in content quality, consistency, and citation coverage. The code is available at https://github.com/SurveyGens/SurveyGen-I.