Argumentation and Judgement Factors: LLM-based Discovery and Application in Insurance Disputes

Basit Ali, Anubhav Sinha, Nitin Ramrakhiyani, Sachin Pawar, Girish Keshav Palshikar, Manoj Apte


Abstract
In this work, we focus on discovery of legal factors for a specific case type under consideration (e.g., vehicle insurance disputes). We refer to these legal factors more explicitly as "Argumentation and Judgement Factors" (AJFs). AJFs encode specific legal knowledge that is important for legal argumentation and judicial decision making. We propose a multi-step approach for discovering a list of AJFs for a given case type using a set of relevant legal documents (e.g., past judgements, relevant acts) and Symbolic Knowledge Distillation (SKD) from a Large Language Model (LLM). We propose a novel geneRatE-CRitic-reviEW (RECREW) prompting strategy for effective SKD. We construct and evaluate the discovered list of AJFs on two different types of cases (auto-insurance and life insurance) and show their utility in a dispute resolution application.
Anthology ID:
2026.eacl-long.128
Volume:
Proceedings of the 19th Conference of the European Chapter of the Association for Computational Linguistics (Volume 1: Long Papers)
Month:
March
Year:
2026
Address:
Rabat, Morocco
Editors:
Vera Demberg, Kentaro Inui, Lluís Marquez
Venue:
EACL
SIG:
Publisher:
Association for Computational Linguistics
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Pages:
2789–2804
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URL:
https://preview.aclanthology.org/ingest-eacl/2026.eacl-long.128/
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Cite (ACL):
Basit Ali, Anubhav Sinha, Nitin Ramrakhiyani, Sachin Pawar, Girish Keshav Palshikar, and Manoj Apte. 2026. Argumentation and Judgement Factors: LLM-based Discovery and Application in Insurance Disputes. In Proceedings of the 19th Conference of the European Chapter of the Association for Computational Linguistics (Volume 1: Long Papers), pages 2789–2804, Rabat, Morocco. Association for Computational Linguistics.
Cite (Informal):
Argumentation and Judgement Factors: LLM-based Discovery and Application in Insurance Disputes (Ali et al., EACL 2026)
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https://preview.aclanthology.org/ingest-eacl/2026.eacl-long.128.pdf