Large language models remain predominantly English-centric, which limits their utility for underrepresented languages. We help bridge this gap for Hindi with Llama-3-Nanda-10B-Chat (aka Nanda-10B) and Llama-3.1-Nanda-87B-Chat (aka Nanda-87B), forming the Nanda family of open-weight bilingual models (https://github.com/MBZUAI-IFM/Nanda-Family). Our approach integrates: (i) a tokenizer extending Llama’s vocabulary with 20% Hindi-specific tokens, thus halving Hindi tokenization fertility while preserving English efficiency, (ii) Hindi-first parameter-efficient continual pretraining using Llama Pro on a 65B-token corpus spanning Devanagari script, code-mixed, and Romanized Hindi, and (iii) bilingual instruction and safety alignment on a large culturally grounded dataset. The resulting Nanda models outperform open-weight LLMs of comparable size: Nanda-87B yields high generative quality, and Nanda-10B shows competitive general-purpose performance. Nanda-87B demonstrates state-of-the-art performance on summarization, translation, transliteration, and instruction following. Moreover, both models achieve state-of-the-art performance in safety and in cultural knowledge. Our results demonstrate that careful tokenizer design, data curation, and continual pretraining can yield capable and safe LLMs for resource-poor languages without compromising English performance.

Multi-step symbolic reasoning is essential for robust financial analysis; yet, current benchmarks largely overlook this capability. Existing datasets such as FinQA and ConvFinQA emphasize final numerical answers while neglecting the intermediate reasoning steps required for transparency and verification. To address this gap, we introduce FinChain, the first benchmark specifically designed for verifiable Chain-of-Thought evaluation in finance. FinChain spans 58 topics across 12 financial domains, each represented by parameterized symbolic templates with executable Python code that enable fully machine-verifiable reasoning and scalable, contamination-free data generation.To assess reasoning capacity, we propose ChainEval, a dynamic alignment measure that jointly evaluates both the final-answer correctness and the step-level reasoning consistency. Our evaluation of 26 leading LLMs reveals that even frontier LLMs exhibit clear limitations in symbolic financial reasoning, while domain-adapted and math-enhanced fine-tuned models can substantially narrow this gap.Overall, FinChain exposes persistent weaknesses in multi-step financial reasoning and provides a foundation for developing trustworthy, interpretable, and verifiable financial AI. This project is available at https://github.com/mbzuai-nlp/finchain.git.