@inproceedings{liu-etal-2026-acrm, title = "{ACRM}: Multi-Agent Trajectory Learning for Automated Credit Risk Model Refreshing in Production", author = "Liu, Liangzu and Ruan, Mengzhe and Chen, Xiaotian and HaonanChen and XudongNiu and Yuan, Wendi and YuechenLi and Liu, Yang and Wang, Guanjun", editor = "Li, Yunyao and Rehm, Georg and Tu, Mei", booktitle = "Proceedings of the 64th Annual Meeting of the {A}ssociation for {C}omputational {L}inguistics ({ACL} 2026)", month = jul, year = "2026", address = "San Diego, California, USA", publisher = "Association for Computational Linguistics", url = "https://preview.aclanthology.org/ingest-acl/2026.acl-industry.65/", pages = "942--956", ISBN = "979-8-89176-394-4" }