This paper introduces the UCFE: User-Centric Financial Expertise benchmark, an innovative framework designed to evaluate the ability of large language models (LLMs) to handle complex real-world financial tasks. UCFE benchmark adopts a hybrid approach that combines human expert evaluations with dynamic, task-specific interactions to simulate the complexities of evolving financial scenarios. Firstly, we conducted a user study involving 804 participants, collecting their feedback on financial tasks. Secondly, based on this feedback, we created our dataset that encompasses a wide range of user intents and interactions. This dataset serves as the foundation for benchmarking 11 LLMs services using the LLM-as-Judge methodology. Our results show a significant alignment between benchmark scores and human preferences, with a Pearson correlation coefficient of 0.78, confirming the effectiveness of the UCFE dataset and our evaluation approach. UCFE benchmark not only reveals the potential of LLMs in the financial domain but also provides a robust framework for assessing their performance and user satisfaction.

We propose the first character-level white-box adversarial attack method against transformer models. The intuition of our method comes from the observation that words are split into subtokens before being fed into the transformer models and the substitution between two close subtokens has a similar effect with the character modification. Our method mainly contains three steps. First, a gradient-based method is adopted to find the most vulnerable words in the sentence. Then we split the selected words into subtokens to replace the origin tokenization result from the transformer tokenizer. Finally, we utilize an adversarial loss to guide the substitution of attachable subtokens in which the Gumbel-softmax trick is introduced to ensure gradient propagation.Meanwhile, we introduce the visual and length constraint in the optimization process to achieve minimum character modifications.Extensive experiments on both sentence-level and token-level tasks demonstrate that our method could outperform the previous attack methods in terms of success rate and edit distance. Furthermore, human evaluation verifies our adversarial examples could preserve their origin labels.